Quick Answer
Eligible ScotiaGold Passport® Visa* Card holders can earn 1 Scene+ point per $1 on rent and condo fees paid through Casa when meeting the monthly minimum spend requirements, while enjoying no transaction fees.¹ That means $2,500 in monthly rent could earn 30,000 Scene+ points over a year, worth approximately $300 toward groceries, dining, travel, fuel, and more.¹
Key Takeaways
Earn 1 Scene+ point per $1 on eligible rent and condo fee payments made through Casa when you meet the $350 monthly minimum spend requirements.¹
Enjoy no transaction fees on eligible housing payments with the ScotiaGold Passport® Visa Card*.
Pay no annual fee for the first year with the ScotiaGold Passport® Visa Card*.
Eligible new cardholders can earn 10,000 bonus Scene+ points after making at least $2,000 in eligible purchases within their first three months.²
100 Scene+ points are generally worth $1 when redeemed for eligible rewards, making 10,000 Scene+ points worth about $100.
Someone paying $2,500 in monthly rent could earn approximately $300 in Scene+ points value over a year from rent alone, or about $400 including the 10,000-point welcome bonus.²
Table of Contents
In this guide:
Rent and condo fees are some of the biggest payments you make every month. But unlike groceries, travel, or other everyday purchases, those housing payments don’t usually give you much back – if anything at all.
With Casa and the ScotiaGold Passport® Visa Card*, that can change. When you use the card to pay rent or condo fees through Casa, you can earn 1 Scene+ point for every $1 in eligible housing payments, when you meet the $350 monthly minimum spend requirement.¹
Plus, Casa's transaction fee is waived when you use the card, so you can earn rewards on housing payments without paying any transaction fees.
So, how much could you actually earn? In this blog, we’ll break down how many Scene+ points you could earn on different monthly rent and condo fee payments, what those points are worth, and what you could actually use them for. You’ll see just how much value your housing payments could add up to over a year.
How to Earn Scene+ Points on Rent and Condo Fees
With Casa, you can use the ScotiaGold Passport® Visa Card* to pay for rent and condo fees, and earn rewards.
With this card, you can earn 1 Scene+ point per $1 on eligible rent and condo fee payments made through Casa when you meet the $350 monthly minimum spend requirement. For example, if you spend $2,000 on rent, that’s 2,000 Scene+ points earned every month.
The card also earns Scene+ points on eligible everyday purchases, so the points from your housing payments aren't necessarily your entire earning potential. Let’s say you’re spending an extra $1,000 on the card each month; this means you’ll earn another 1,000 Scene+ points on top of your housing payments.
The Welcome Bonus: Earn Up to 10,000 Additional Scene+ Points
For eligible cardholders, the first-year offer also includes a waived annual fee and the opportunity to earn up to 10,000 bonus Scene+ points after spending at least $2,000 in eligible purchases during the first three months.²
That's about $667 per month in eligible purchases over three months. If you're using the card for groceries, dining, transportation and other everyday spending, that threshold can be relatively easy to reach depending on your spending habits.
Important note: you can use other eligible Visa or Mastercard credit cards to pay your rent and condo fees through Casa, but you may not earn Scene+ points at a rate of $1 = 1 point.
How Many Scene+ Points Can You Earn on Rent and Condo Fees?
Once you know how it works, the math is simple. At a 1:1 earn rate, your monthly rent or condo fee in dollars equals the number of Scene+ points you earn that month. Let’s take a look at a few examples:
Monthly rent/condo fee | Points earned/month | Points earned/year | Estimated annual value* |
$1,000 | 1,000 | 12,000 | ~$120 |
$1,500 | 1,500 | 18,000 | ~$180 |
$2,000 | 2,000 | 24,000 | ~$240 |
$2,500 | 2,500 | 30,000 | ~$300 |
$3,000 | 3,000 | 36,000 | ~$360 |
*Estimated value assumes redemption at up to 1 cent per point on optimal categories like travel, groceries, or dining. Actual Scene+ points value depends on how and where you redeem.
If your rent sits somewhere in the $1,500–$2,500 range, you're looking at somewhere between 18,000 and 30,000 Scene+ points a year from housing payments alone, before counting anything else you put on the card. That's a meaningful chunk of rewards from a bill you were already paying, as long as you consistently reach the $350 monthly spend requirement on other eligible payments.¹
How Much Are Scene+ Points Worth?
Scene+ points don’t all have the same value across the board – what you get per point depends on how you redeem them.
Scene+ points are worth up to 1 cent each when redeemed for travel, groceries, dining, movies and entertainment, home improvement, or pharmacy purchases. Redeem them for merchandise, gift cards, or a statement instead, and the redemption value is much lower.
Typically, for groceries, dining, fuel, and travel, the redemption rate is:
100 Scene+ points = $1.00
1,000 Scene+ points = $10.00
10,000 Scene+ points = $100.00
What Can You Do with Scene+ Points?
Seeing “30,000 points” is one thing, but understanding what those points can actually get you makes their value much clearer.
For example, 20,000 Scene+ points translate to about $200 in value. You could put that toward an eligible travel redemption through Scene+ Travel, or redeem points on eligible purchases elsewhere in the Scene+ program.
If you earned around 30,000 points, that’s about $300 in potential value, which makes quite a big difference on an eligible hotel stay, flight, or other travel booking.
If you don’t travel often, you might want to redeem your points to help offset your grocery spending or save on your next meal out at one of Scene Plus’s dining partners.
Is Earning Scene+ Points on Rent and Condo Fees Worth It?
Credit card rewards on rent and condo fees are only valuable if the cost of earning them doesn’t offset the rewards. That’s what makes using the ScotiaGold Passport® Visa Card* with Casa different.
Casa’s transaction fee is waived on rent and condo fee payments made with the card, and eligible new cardholders don’t pay the first year's annual fee.³
With no transaction fees, you’ll earn 1 Scene+ point for every dollar you spend.1 That means if you spend $2,400/month on rent, you’ll earn about $288 in Scene+ points value over one year from rent alone. Add in the welcome bonus, and that’s about $388 in combined first-year value before counting the points you’ll earn from everyday purchases.
Of course, credit card rewards only make sense when you’re using your credit responsibly, including paying off your balance on time every month. And if you use another Visa or Mastercard credit card with Casa, the 1.75% transaction fee applies, so you’ll need to do the math on whether it’s worth it for you.
How to Calculate Your Estimated Rewards
Want to calculate how many Scene+ points you can earn over the course of a year? Use our rewards calculator to see how much your monthly rent or condo fee payments could earn you, and just how much you’re saving in transaction fees.
Or, if you want to be old-school and calculate it manually, take your eligible monthly rent or condo fee payment and multiply it by 12.
For example, $1,800 in monthly rent x 12 = 21,600 Scene+ points. That’s approximately $216 in value per year.
If you’re already paying rent or condo fees every month, why not see what those payments could earn you?
Apply for the ScotiaGold Passport® Visa Card* and start earning Scene+ points on eligible housing payments through Casa.
FAQs
Can you earn Scene+ points on rent?
Yes. When you make eligible rent payments through Casa using the ScotiaGold Passport® Visa Card*, you can earn 1 Scene+ point per $1 on eligible housing payments.¹ For example, $2,000 in monthly rent could earn 2,000 Scene+ points.
Can you earn Scene+ points on condo fees?
Yes. Eligible condo fee payments made through Casa with the ScotiaGold Passport® Visa Card* can also earn 1 Scene+ point per $1.¹
How much are 1,000 Scene+ points worth?
Generally, 1,000 Scene+ points are worth approximately $10 when redeemed for groceries, dining, travel, gas, movie tickets, and more.¹
How much are 10,000 Scene+ points worth?
At the typical redemption rate, 10,000 Scene+ points can give you about $100 to put toward eligible groceries, dining, travel, gas, movie tickets, and more.¹
Where can I redeem Scene+ points?
You can redeem Scene+ points at Scene+ partners like Cineplex, the Rec Room, and Sobeys-family grocery stores, through Scene+ Travel for flights and hotels, or directly with Scotiabank for a statement credit.
Do I pay transaction fees when paying rent or condo fees through Casa?
Casa's transaction fee is waived when you pay with the ScotiaGold Passport® Visa Card*.¹ If you use any other Visa or Mastercard credit card, Casa’s standard 1.75% transaction fee applies.
How do I qualify for the 10,000 bonus Scene+ points?
New eligible ScotiaGold Passport® Visa Card* cardholders can earn up to 10,000 bonus Scene+ points after making at least $2,000 in eligible purchases within the first three months of opening the account.²
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